Risk vs Reward

While homeowners can still benefit from low mortgage rates, savers will be struggling to enjoy any kind of growth on money they have on deposit, leading some to consider a riskier investment. If you’re thinking about investing in the stock market, one crucial...

Protecting your employees and assets

Whatever business you’re in, having the right insurance in place is essential to protect your assets and responsibilities. We’ve put together a short description of the most common types of cover for small businesses, along with a brief checklist to get you thinking...

First Time Savers

The news is always full of stats about first-time buyers: in 2016 there were an estimated 335,750 first-time buyers – the highest figure since 359,900 in 2007 the average first-time deposit has more than doubled since 2007 to more than £32,000 • the average...

The cost of a burglary

Figures have revealed that burglary costs the average homeowner over £2,800 in stolen valuables and almost £600 to pay for damage caused by the break-in. There were 713,000 domestic burglaries in 2015, and while you may see many of these reported in local newspapers...

Spring Budget 2017

While the gist of Philip Hammond’s latest budget was widely anticipated (at least the major points), it still makes for interesting reading. National Insurance rises for the self-employed Those of a certain age may remember that in 1988 U.S. presidential candidate...

Care Changes

Dealing with an ageing population has been an increasing concern for a number of years now. “Pensions freedoms” have been one aspect of encouraging people to save for their later life. Not to put too fine a point on it, the changes made to paying for care in later...