Is now the right time to fix your mortgage?

November 2017 saw the Bank of England raise interest rates for the first time in a decade, from 0.25 per cent to 0.5 per cent, causing a number of lenders to increase their mortgage rates. The Bank of England has indicated there could be further rate rises, so if...

Freehold or leasehold: the ins and outs

When buying a property, you can do so either on a leasehold or freehold basis and there are important differences to be aware of before you sign on the dotted line. With a leasehold property you own the property and its land for a fixed period, depending on the...

Need Help To Buy?

2018 began with a surprising pick-up in house price growth, up 0.6% month-on-month with January seeing a ten-month high increase of 3.2 per cent. Even with the wider economy and Brexit developments, the housing market activity is only expected to slow a modest amount....

Making Sure Your Mortgage is Paid Off

We think protection advice is imperative when you have a home or family you want to protect. So, talk to us about a mortgage and we’ll talk to you about life cover. Buying a house could be one of the biggest financial commitments you’ll make: getting a...

Mortgage-savvy millennials

When it comes to their mortgage, are younger people making better financial decisions than their older counterparts? The term ‘millennial generation’ applies to people born somewhere between 1980 and 2000, a 20-year span which also saw a huge rise in...

Could You Build Your Own Home?

Are you a budding Frank Lloyd Wright with ambitions to design and build a home to your exact specifications? If you’re choosing to build the property of your dreams and you have the knowledge and skills required, you could opt for the DIY route and take on as...