Buy-to-let mortgages – what you need to know

The UK’s property market is notoriously resilient. Crashes are very few and far between. There are occasional low periods. In practice, however, all these mean is that house-price growth slows and properties can take a bit longer to sell. Demand for rental property is generally strong. With that in mind, here is a quick guide […]

The Governments Vision For The Housing Sector

Assuming the UK sticks to its standard election pattern, the current parliament is almost halfway through its term.  This means politicians across the board will be starting to gear up to contest their seats.  The governments current raft of housing-related proposals looks like an opening salvo in the Conservative’s electoral campaign.  Here is a brief […]

Mortgage Affordability Becomes A Growing Concern

All things considered, it’s hardly a surprise that mortgage affordability is becoming a growing concern.  Some of the factors behind it are largely outside the control of private individuals.  Even so, there are still plenty of steps individuals can take to ensure that they get and manage the mortgage they need.  Here are some points […]

Are You Thinking About Equity Release?

mortgage advice blackpool

Equity release is becoming an increasingly popular way of solving a dilemma many older people face. On the one hand, they want to stay in their own home for as long as possible. On the other hand, they went to access the value in their home and also reduce their estate’s exposure to inheritance tax. […]

Should You Prioritise Property Or Your Pension?

wealth management blackpool

Both pensions and property can be good ways of financing your retirement.  It is, however, important to think carefully about which you prioritise.  Here is a quick guide to what you need to know. The basics of pensions. In the UK, public-sector employees may still have defined-benefits pensions.  These are often called final-salary pensions as […]

Getting Ready to (Re)Mortgage

mortgage advice blackpool

Taking out a (new) mortgage is often a major decision.  That means it’s worth taking the time to prepare and do thorough research.  Ideally, you should start laying the ground for your mortgage application about 6 months before you apply.  This should give you enough time to address any issues before they become a problem. […]

Are You A New First-Time Buyer?

first time buyer mortgage blackpool

Last year, saw 408,379 people collect the keys to their first home.  It was the first year the number of first-time buyers had exceeded 400K since 2006.  If you were one of those first-time buyers, you might be feeling somewhat nervous about the future.  Here are some tips to guide you. Prepare for interest-rate rises […]