Are Cash ISAs worth the investment?

After the Bank of England (BoE) cut interest rates to reassure the market following the Brexit vote, cash ISA returns plummeted. According to Telegraph Money cash ISA returns fell by as much as 35% in the six months after the BoE’s decision. A quick google shows the...

Pension Advice Allowance

Financial decisions affecting your retirement income will be among the most important you’ll make during your lifetime and investing in timely financial advice could provide a welcome boost. Since April 2017 it has been possible to withdraw £500 from pension pots...

Saving at all ages

The news is always full of stats about first-time buyers: in 2016 there were an estimated 335,750 first-time buyers – the highest figure since 359,900 in 2007 the average first-time deposit has more than doubled since 2007 to more than £32,000 • the average...

Risk vs Reward

While homeowners can still benefit from low mortgage rates, savers will be struggling to enjoy any kind of growth on money they have on deposit, leading some to consider a riskier investment. If you’re thinking about investing in the stock market, one crucial...

The Advantage of ISAs

The original use of the term ‘nest-egg’ comes from an artificial egg being put into a nest to induce a hen to lay. These days we often refer to our hard-earned savings as our nest-egg, and the recent rise in the ISA allowance gives additional incentive to...

Pensions for stay at home parents

 Could you survive on £8,000 a year or less, in retirement? If you’ve given up work to look after your family, you’ll be among those least likely to save for retirement simply because you have no income. And when it comes to the State Pension, you’ll usually need at...

What makes a good Buy to Let investment?

With property prices continuing to rise, Buy to Let can be an attractive way to invest. But whether buying your first Buy to Let property, or adding to your portfolio, it’s important to consider what’s involved. Being a landlord As well as the obvious duties of...

Protecting your employees and assets

Whatever business you’re in, having the right insurance in place is essential to protect your assets and responsibilities. We’ve put together a short description of the most common types of cover for small businesses, along with a brief checklist to get you thinking...

First Time Savers

The news is always full of stats about first-time buyers: in 2016 there were an estimated 335,750 first-time buyers – the highest figure since 359,900 in 2007 the average first-time deposit has more than doubled since 2007 to more than £32,000 • the average...

Are your contents underinsured?

When it comes to insuring your home and contents, many people take out far less cover than they need, risking potential upset when it comes to making a claim. The average UK home contains around £55,000 worth of possessions, but an average insurance policy covers just...