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Are employers blocking pension freedom?

The topic of retirement savings has had a lot of publicity recently.  The introduction of the auto-enrolment scheme was accompanied by a series of adverts highlighting the importance of “saving for my pension”.  The withdrawal of the requirement to buy an annuity has...

Don’t Let Your Christmas Debts Hang Around

Christmas comes but once a year.  Sadly its financial effects can be felt for a lot longer.  Ideally Christmas should be paid for out of a budget you can afford.  This could be through savings you make throughout the year.  In reality however it is very easy to...

Business Protection

Business protection is all about insuring for the unexpected. It’s a way of protecting your business if something goes wrong. It can provide an essential safety net for all types of business. Key Person Insurance In the unfortunate event that a business suffers...