Why active investing is more effective in volatile markets

A glance at the performance of the major stock indices in 2018 shows that volatility was a common theme. US equities followed an upward – although somewhat choppy – trajectory from early March, but they had a turbulent start to the year. Meanwhile, UK,...

How to prepare financially for long-term illness

While British life expectancy continues to rise, the same might not be said for the quality of health we could expect to enjoy as we get older, according to a stark warning from The British Heart Foundation. Their analysis suggests the number of people suffering heart...

Making the most of your pension savings

Thanks to there being no major changes announced to pensions in the October 2018 Budget you can continue to pay into your pension over the next 12 months without any surprises to knock you off track. This does, however, present a great time for you to review your...

How a trust can help your financial planning

Writing a policy in Trust could be perceived as something that only the wealthy require, but the reality is Trusts can play an important part in financial planning for people from all walks of life. When it comes to planning your family’s financial future it makes...

Financial top tips for service personnel

Service personnel and their families can find it difficult to access commercial products and services because of the time spent outside of the UK. The Ministry of Defence (MOD) has been working with the financial sector to improve the ability of armed forces personnel...