fbpx

Occasionally, mainstream lenders may offer special products for key workers.  It is, however, more likely that they will offer key workers the same deals as everyone else, but be prepared to show some level of flexibility with regards to their personal circumstances. 

For example, lenders may be wary of potential borrowers on zero-hours contracts but be happy to accept bank nurses and locums because they understand that there is a high demand for these professionals and hence it is highly likely that they will be able to maintain a reasonable level of income and be able to afford their mortgage repayments.

Key workers who are first-time buyers can also use products such as the Lifetime ISA and the Help to Buy equity loan scheme.

Contact us for more information.

mortgages for key workers blackpool
Mortgages
A mortgage is likely to be the single largest financial commitment you ever make. There’s a wide range of mortgage products out there, with varying interest rates and repayment options available.
Read More
Investment
Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.
Read More 
Pensions
It’s important to plan ahead for your retirement. Here, we explain why pension planning is so important, and describe some of the options available to you. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.
Read More
Insurance
It’s important to ensure you put the right insurance in place to protect your home, it’s contents and your overall financial security.
Read More
Protection
Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.
Read More