Should you stay with your lender?
Staying with your current lender may feel like the safest option when your mortgage comes to an end, but that’s no guarantee that you’ll be getting the best deal. That’s why we recommend shopping around to get a mortgage that’s fits you. When there is such uncertainty in the housing market at the moment, you […]
Investing for children
As a parent, you want to do everything you can to ensure that your children have a bright and secure future. One way to do this is by investing on their behalf. Not only can they start adulthood with some savings, but getting children involved early with saving also helps them learn important lessons about […]
Investing Guidelines To Live By
Saving may preserve your capital but it’s unlikely to grow it enough to beat inflation over the long term. That means, if you really want to grow your money, you probably need to get into investment. With that in mind, here are five key investing guidelines to live by. Always have a clear investment strategy […]
Divorce And Your Finances
Organising a divorce can be a whole lot more complicated (and emotional) than organising a wedding. The process can, however, become a lot easier if you approach it with a clear understanding of your rights and obligations. Here is a quick guide to help. If you have children, their welfare will always come first This […]
Are Voluntary National Insurance Contributions Worth The Money?
In the UK, every new year, financial writers remind their readers to organise their finances before the end of the financial year. For some people, this may include deciding whether or not to pay voluntary National Insurance contributions. If you are one of these people, here is a quick guide to what you need to […]
What Could IHT Mean For You?
The COVID19 bill is coming due. One way or another, it will need to be paid. There may be a certain level of scope for the government to make savings. Realistically, however, it seems highly unlikely that there is enough scope for it to avoid raising taxes at all. If it does, or when it […]
How To Keep Calm And Carry On Investing
Unless you’re very new to the stock market, you’ve probably already experienced some market turbulence. During the run-up to Brexit, news related to the topic routinely made waves in the markets. You may not, however, have experienced a prolonged slowdown or recession. With that in mind, here are some thoughts on how to keep calm […]
Are You On Top Of Retirement Planning?
It’s probably fair to say that, right now, many people are more concerned with getting through the present than planning for their retirement. This is understandable. The problem with this approach, however, is that the future can arrive much quicker than it seems like it should. This means that retirement planning should always be a […]
Are House Prices Due For A Fall?
House price rises don’t have to be followed by falls. In fact, they don’t necessarily have to be interspersed with plateaux. They cannot, however, simply keep storming ahead in defiance of both logic and affordability criteria. This means the UK housing market is arguably long overdue for a cooling-off period. This raises the question of […]
Time For The Self-Employed To Have A Mortgage Checkup
If you’re self-employed and a homeowner or (potential) homebuyer, then now is the perfect time to have a mortgage check-up. After the last few years with Covid-19, inflation and cost of living increases, your financial situation may not be the best. Don’t, however, let that deter you from securing your best deal. Instead, use your […]
