The Governments Vision For The Housing Sector

Assuming the UK sticks to its standard election pattern, the current parliament is almost halfway through its term.  This means politicians across the board will be starting to gear up to contest their seats.  The governments current raft of housing-related proposals looks like an opening salvo in the Conservative’s electoral campaign.  Here is a brief […]

Where Now For Mortgages?

First time buyers

The Stamp Duty holiday appears to have stimulated the housing market. It is, however, only of benefit to people who can afford to buy. For many people, their ability to buy depends on their ability to get a mortgage. Right now, however, that is a major challenge for a large segment of the population. From […]

Help To Buy 2.0

mortgage advice blackpool

During the (virtual) Conservative party conference, Boris Johnson announced his intention to create “Generation Buy”.  It looks as though he may introduce two separate schemes to make this happen.  The details of one of these schemes are, currently, very hazy.  The details of Help to Buy 2.0 are, however, much clearer. The “Generation Buy” scheme […]

Need help to buy?

Do you aspire to own a new-build home? Are you looking to move home, but lack sufficient funds to afford the repayments on a low-deposit mortgage? You may find it easier to join, or move up the property ladder, thanks to the government-backed Help to Buy scheme. There are several schemes currently: Shared Ownership This […]

Need Help To Buy?

2018 began with a surprising pick-up in house price growth, up 0.6% month-on-month with January seeing a ten-month high increase of 3.2 per cent. Even with the wider economy and Brexit developments, the housing market activity is only expected to slow a modest amount. This is great news for those already enjoying the benefits of […]

First Time Savers

The news is always full of stats about first-time buyers: in 2016 there were an estimated 335,750 first-time buyers – the highest figure since 359,900 in 2007 the average first-time deposit has more than doubled since 2007 to more than £32,000 • the average price of a first home broke through the £200,000 barrier for […]