How To Cut The Cost of Life Insurance

protection advice blackpool

Thinking about life insurance may not be as engaging as some other financial topics.  It is, however, crucial that all adults make sure they have the right life insurance for their situation.  With that in mind, here are six tips on how to get the right cover at the right price. Define your needs (and […]

What Insurance Do You Need?

financial advice blackpool

The pandemic highlighted the importance of insurance.  More particularly it highlighted the importance of having the right type and level of cover for your needs.  With the UK starting to return to some kind of normality, now is arguably a good time to review your own insurance cover.  With that in mind, here are some […]

Life Insurance After Divorce

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The aftermath of a divorce, even an amicable one, can involve major readjustment for both of the people involved. Part of this readjustment involves creating new financial arrangements. With everything else, divorce involves, it’s understandable that life insurance may seem like a low priority. It should, however, be reassessed as quickly as possible. Here are […]

Death Cover – Are You and Yours Protected?

life insurance blackpool

Losing your partner at any stage in life can be devastating, but it may be particularly devastating when children are involved because of the financial pressures of raising a family. Ensuring your children and other dependants are provided for in case you die should be a top priority but less than a third of people […]

Assessing your post-COVID insurance needs

Wealth advice Blackpool

Insurance brokers have reported an increase in enquiries about income protection cover since the pandemic outbreak, with people concerned about becoming ill and being unable to continue working, or worried about losing their jobs. Income protection explained Income protection policies provide a monthly payment (payable after a waiting period) to help replace your income if […]

It’s time to think about life insurance

financial advice blackpool

If you have dependents – people who rely on you financially – then you should have life insurance. In fact, if you have dependents and don’t have life insurance, you are exposing them to grave financial risk. And who would want to do that? Life insurance tends not to feature on ‘to do’ lists because […]

Life and Critical Illness

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ custom_padding=”0px|||||”][et_pb_row admin_label=”row” _builder_version=”4.9.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.4.9″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” use_border_color=”off” border_color=”#ffffff” border_style=”solid”] Life cover pays out in the event of your death.  Critical illness cover pays out if you are diagnosed with one of a range of specified illnesses.  Life and critical illness […]

You’re not average

Appletree Finance life insurance

What does average look like? Information released by the Office for National Statistics shows the average British man, Mr Average, is 38, will live to 85 and earns £31,103. The average British woman, Ms Average, is 40, will live to 88 and earns £25,308. The LV= risk reality calculator gives you a rough idea of […]