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Are You A New First-Time Buyer?

Last year, saw 408,379 people collect the keys to their first home.  It was the first year the number of first-time buyers had exceeded 400K since 2006.  If you were one of those first-time buyers, you might be feeling somewhat nervous about the future.  Here are some...

The pros and cons of 40-year mortgages

The UK mortgage market has a wide selection of both variable-rate and fixed-rate mortgages.  It also has other niche mortgage products such as offset mortgages.  One of the more recent entrants to the market is the 40-year mortgage on a fixed rate.  In principle, this...

Get the best out of your Buy To Let mortgage

Many fixed mortgage deals will be approaching the end of their term this October, so it’s a good idea to review your buy-to-let mortgage. With interest rates still at low levels and demand for rental properties increasing around the country, investing in a buy-to-let...

Understanding What Inflation Actually Means

Inflation basically means price increases.  Its opposite is deflation.  Price is essentially a reflection of supply and demand.  It can be interesting to take a close look at inflation to see what it suggests about the state of the economy.  With that in mind, here...

Where Now For Mortgages?

The Stamp Duty holiday appears to have stimulated the housing market. It is, however, only of benefit to people who can afford to buy. For many people, their ability to buy depends on their ability to get a mortgage. Right now, however, that is a major challenge for a...