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Will Interest Rates Go Up Or Down In 2023?

The change from one year to the next is often a time when people think about what the future will bring. One of the key questions for this year is the question of what direction interest rates will take. The answer to this question will depend on two main factors....

Is It Still A Seller’s Market?

The introduction of the SDLT (Stamp Duty) holiday sparked a frenzy in the housing market. Realistically, it was only to be expected that the end of the tax break would lead to a slowdown. Just like people, there’s a limit to how long markets can run at maximum speed....

Are House Prices Due For A Fall?

House price rises don’t have to be followed by falls. In fact, they don’t necessarily have to be interspersed with plateaux. They cannot, however, simply keep storming ahead in defiance of both logic and affordability criteria. This means the UK housing market is...

Time For The Self-Employed To Have A Mortgage Checkup

If you’re self-employed and a homeowner or (potential) homebuyer, then now is the perfect time to have a mortgage check-up.  After the last few years with Covid-19, inflation and cost of living increases, your financial situation may not be the best.  Don’t, however,...