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Mortgage Affordability Becomes A Growing Concern

All things considered, it’s hardly a surprise that mortgage affordability is becoming a growing concern.  Some of the factors behind it are largely outside the control of private individuals.  Even so, there are still plenty of steps individuals can take to ensure...

Get the best out of your Buy To Let mortgage

Many fixed mortgage deals will be approaching the end of their term this October, so it’s a good idea to review your buy-to-let mortgage. With interest rates still at low levels and demand for rental properties increasing around the country, investing in a buy-to-let...

New Year (Some) New Rules

While the calendar year is already a third of the way through, the financial year is just beginning. As with most financial years, some key points stay the same (or at least much the same) while some change. With that in mind, here’s a quick rundown of the...

Making the Most of Your ISA Allowance

The COVID19 pandemic has highlighted the importance of having both cash savings and insurance (for all the complaints about the latter).  At the same time, it’s still important to prepare for the future, especially your retirement.  Your ISA allowance could be used...