The Bank of Family And Its Impact On The UK Housing Market

The bank of mum and dad has expanded to become the bank of family. Its expansion has enabled it to underwrite an even bigger percentage of the UK’s mortgages. This means it has developed even more influence on the UK’s property market. This influence is, however, somewhat controversial given that not everyone has access to […]

The Budget – General

The arrival of a new Prime Minister and a new Chancellor means the arrival of a new budget. It’s being referred to as a mini-budget but it’s still packed full of interesting content. Here is a simple guide to the key points. The SDLT threshold is increased SDLT (Stamp Duty) will now only be payable […]

What the budget means for personal finance

personal finance blackpool

The budget was expected.  The emergency meeting of the Monetary Policy Committee of the Bank of England, by definition, was not.  Both had meaningful implications for personal finance. Interest rates were cut from 0.75% to 0.25% (and have since been cut again to 0.1%) The initial cut sent interest rates back to where they were […]