Burglars Are Getting Back To Business
While the economy reopening is cause for celebration, it’s important to balance that with caution. People going out more often means homes being left empty more often. That creates opportunities for burglars. If you’ve let down your guard over the course of the pandemic, it’s time to raise it again. Here are some tips to […]
Death Cover – Are You and Yours Protected?
Losing your partner at any stage in life can be devastating, but it may be particularly devastating when children are involved because of the financial pressures of raising a family. Ensuring your children and other dependants are provided for in case you die should be a top priority but less than a third of people […]
You’re not average
What does average look like? Information released by the Office for National Statistics shows the average British man, Mr Average, is 38, will live to 85 and earns £31,103. The average British woman, Ms Average, is 40, will live to 88 and earns £25,308. The LV= risk reality calculator gives you a rough idea of […]
The Cost of Raising a Child
We all know raising a child can be expensive. Some research has shown, the cost of raising a child to age 18 in the UK looks to vary dependant on whether it’s a girl or boy, with boys coming in at £79,176 and girls a staggering £108,884. As a parent you are committed to doing […]
If Your Business Lost A Shareholding Director, Would It Survive?
Have you ever thought of what might happen if one of your directors, who is also a shareholder in your business, dies or becomes critically ill? Of course, you’d miss their presence, as well as their experience and expertise. But do you know what would happen to their shares? An uncertain future The dispersal of […]
Relevant Life Plan
Do you want to provide valuable life cover and financial security for your employees and your family in a tax efficient manner? A Relevant Life Plan could be the answer. What is a Relevant Life Plan? A Relevant Life Plan is an individual ‘death in service’ life policy that is affected by an employer on […]
If You Were Unable To Work Could You Cope Financially?
Some things are more reliable than others – monthly bills, for example. Young or old, single or married, we all have financial obligations to meet each month; be it luxuries, like a satellite TV subscription or mobile phone contract, or the real essentials – like keeping a roof over your/your family’s head. But some things […]
Look beyond the price of your protection policy
Most of us celebrate the start of life and pay tribute to the end of life, but are we placing enough importance on everything in between? If we’re lucky we’ll enjoy certain life events like finding a lifelong partner, marriage / civil partnership, having children, enjoying a career and, ultimately, retiring. But how many of […]
Self-Employed lack protection
Just 4% of self-employed workers have income protection in place, leaving the majority vulnerable to financial difficulties if they are suddenly forced to stop working through illness or accident. In its survey of more than 9,000 adults, LV= identified the self-employed as a niche group who would struggle to make ends meet if they stopped […]
Barriers to protection
According to an online survey of 2,000 adults by Royal London, half of those surveyed believe life insurance is essential for someone with a mortgage or dependants and yet only 60% of people with a mortgage have life cover. While 60% of those surveyed with a mortgage have a life insurance policy, just 29% have […]
