Time For The Self-Employed To Have A Mortgage Checkup

If you’re self-employed and a homeowner or (potential) homebuyer, then now is the perfect time to have a mortgage check-up.  After the last few years with Covid-19, inflation and cost of living increases, your financial situation may not be the best.  Don’t, however, let that deter you from securing your best deal.  Instead, use your […]

How To Keep Your Business Safe

Between Brexit and COVID19, the last few years have been tough on businesses.  Realistically, nobody is out of the woods yet.  With that said, if businesses have made it this far, they can probably make it to better times.  Taking the right approach will, however, be crucial.  Here are some tips to help. Make sure […]

Retirement For The Self-Employed

financial advice blackpool

Time famously waits for nobody.  Growing up may be optional but growing old is a reality.  This means that everybody has to plan for it.  If you’re a paid employee, the chances are that your retirement arrangements will be linked to your job.  If, however, you’re self-employed, you’re on your own.  Here are some self-employed […]

Insurance For The Self-employed

financial advice blackpool

When you’re self-employed you don’t have employer benefits to fall back on.  In fact, you might even be the employer needing to organise (and pay for) employee benefits.  You’ll definitely be responsible for protecting any assets related to your business.  With that in mind, here is a quick guide to insurance for the self-employed. Start […]

Pension planning for the self-employed

pension advice blackpool

There are 4.8 million self-employed people in the UK and only a third have any kind of pension arrangement. A shocking statistic when you consider that State support is shrinking and we’re all living longer. Saving for a pension when you’re self-employed is not as straightforward as it is for an employed person, who might […]

Self-Employed lack protection

Mortgage Blackpool

Just 4% of self-employed workers have income protection in place, leaving the majority vulnerable to financial difficulties if they are suddenly forced to stop working through illness or accident. In its survey of more than 9,000 adults, LV= identified the self-employed as a niche group who would struggle to make ends meet if they stopped […]