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Retirement For The Self-Employed

Time famously waits for nobody.  Growing up may be optional but growing old is a reality.  This means that everybody has to plan for it.  If you’re a paid employee, the chances are that your retirement arrangements will be linked to your job.  If, however, you’re...

Insurance For The Self-employed

When you’re self-employed you don’t have employer benefits to fall back on.  In fact, you might even be the employer needing to organise (and pay for) employee benefits.  You’ll definitely be responsible for protecting any assets related to your business.  With that...

Pension planning for the self-employed

There are 4.8 million self-employed people in the UK and only a third have any kind of pension arrangement. A shocking statistic when you consider that State support is shrinking and we’re all living longer. Saving for a pension when you’re self-employed is not as...

Self-Employed lack protection

Just 4% of self-employed workers have income protection in place, leaving the majority vulnerable to financial difficulties if they are suddenly forced to stop working through illness or accident. In its survey of more than 9,000 adults, LV= identified the...