Could You Build Your Own Home?

Are you a budding Frank Lloyd Wright with ambitions to design and build a home to your exact specifications? If you’re choosing to build the property of your dreams and you have the knowledge and skills required, you could opt for the DIY route and take on as...

Getting Ready To Meet The Grim Reaper

Do you know how your family would cope after your death? It’s not an easy question to answer, or a nice subject to think about, but you could help to make their lives easier by setting up a Whole of Life plan, getting your finances in order and making a detailed...

The value of mortgage advice

With so many mortgage lenders offering their products on the high street and online, it can be tempting to cut out the middleman and ‘go direct’. But when you’re making such an important financial commitment, the guidance you can get from a qualified...

High inflation hits workers and savers

Employment is at a record high, but UK workers are starting to feel the squeeze as wages fall below inflation for the first time since 2014. Inflation has gone up, in part, due to the Brexit-related fall in the value of sterling, but the fall in wage growth is unusual...

The Importance of Protection

Millions of pet owners have purchased insurance in case of an expensive trip to the vet’s, but who will pick up the bill if something happens to you? Many pet owners will know the stress and financial burden caused by an expensive vet’s bill and have taken out pet...

Getting the Crowd On Board

Why crowdfund the cost of your healthcare?  Crowdfunding is becoming increasingly common among people who need healthcare that’s not freely available through the NHS. Protection Websites such as justgiving.com, crowdfunder.co.uk and gofundme.com are full of campaigns...

Stop Pensions Being Overly Taxing

Since April 2015, pensioners have had greater freedom over how they manage their retirement savings. No longer forced to buy an annuity, they can now leave their money invested and draw an income from it (known as flexi-access drawdown). Whether you’ve already stopped...

State Pension – All You Need To Know

Changes to the State Pension which took effect on 6 April 2016 were designed to simplify the system. With the earnings-related part applying to employed people removed, what you could qualify for depends on your National Insurance (NI) record For the current tax year...