Expert Guidance Every Step of the Way
The Importance of Planning for the Unexpected with Insurance
It’s great to be optimistic and hope for the best, but you also need to plan for the worst. The simple truth of the matter is that even if the odds are very much against something bad happening to you, or the people you love, sometimes life throws you a challenge and having the right insurance can help you deal with it.
As a rule of thumb, if you really need it, or just really value it, then it’s worth protecting as much as you can. For example, if you have dependents, life cover is generally highly advisable. You might also want to look at your options for medical cover and income protection cover.
What We Offer:
Life Assurance
Knowing that your loved ones are taken care of should something happen to you unexpectedly, can give you great peace of mind. Life Insurance (sometimes known as Life Assurance) helps provide this financial security.
Serious Illness
If you couldn’t work due to a serious illness or injury, how would you manage? Could you survive on savings, or on sick pay from work? If not, you might want to consider income protection insurance which provides regular tax free payments to help toward monthly bills.
Income Protection
If illness or injury left you unable to work, how would you cope financially? For most, savings and sick pay wouldn’t stretch far enough to cover regular expenses. Income protection insurance steps in to provide a steady, tax-free income to help cover bills, mortgage payments, and day-to-day costs until you’re able to get back on your feet.
Business Protection
What would happen to your business if a key person or business owner became critically ill, injured, or worse? Could your business continue to operate smoothly, or would it face financial strain? Business protection insurance provides financial support when you need it most, ensuring stability and safeguarding your company’s future.
Vulnerable Customer
We understand that from time to time our clients may find themselves dealing with circumstances which could mean they are potentially vulnerable. For example, a change in health, caring for a family member or coping with the loss of a loved one. There are many different types of vulnerability, and what makes one person vulnerable might not affect someone else. When we are vulnerable, our need for financial advice may change. However, admitting vulnerability or seeking help can sometimes feel hard.
If this is something you would like to discuss with us, please ask for a copy of our support guide or download a copy here. This guide is designed to help explain vulnerability and the ways in which we might be able to support you. If you feel any of the circumstances in the brochure apply to you, please talk to us.
Joanne Gerrard2024-10-25A fantastic professionaland supportive service, providing timely, factual and relevant information. Appletree have made the process hasslefree and stressfree. Would 100% recommend.
Ashley Capstick2024-10-01Kathryn has been amazingly helpful with sorting out our Mortgage. Very responsive & insightful. Highly recommend
m r2024-10-01We have just used appletree for switching mortgages. Kathryn and Faye were both very helpful. Faye in particular was very helpful with dealing with a rather difficult solicitor and getting updates and moving things along, Thanks.
Emma Astley2024-09-26highly recommend!!! Kathryn was very helpful and responded very quickly. will definitely recommend Appletree Financial solutions to all my friends and family.
Martin Shipway2024-09-17I recommend Kathryn Haycock to anyone who requires advice and assistance with a mortgage. She is exceptionally efficient, helpful and diligent. Her level of communication with the client is fantastic and she goes the extra mile to make sure that the client gets the best deal possible!
Karen Holden2024-09-10Brilliant staff very professional and extremely helpful Mark has been fantastic, can't rate the team highly enough 5*
Nikolai Polakovs2024-09-08Kathryn at Appletree was so helpful with me and my partner we got recommended by someone she gave us brilliant advice on what to do next thankyou Kathryn.
Lyndsey Goo2024-08-28Kathryn took all the stress out of our remortgage and helped us understand the rates and options so we could make the best decision for us! Highly recommend
amy crook2024-08-06We have been with Apple Tree for around 5 years now, for finical advise, investing and loans. The team are lovely and always have a great response time either by email or phone.
