Pension for Directors
The value of investments and any income from the can fall as well as rise and you may not get back the original amount invested.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumtances and changes which cannot be foreseen.
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Company directors do not necessarily make all, or even most, of their income through a regular salary in the same way that many employees do. Their remuneration is likely to be closely tied to the company’s profits and thus may vary from year to year. What’s more, they may also have extensive financial interests outside of their main job, such as other directorships, investment portfolios and/or property portfolios.
For this reason, standard workplace pension schemes may be less useful to company directors. They may find it more helpful to make use of the flexibility of personal pensions, including self-invested personal pensions. These are more sophisticated products, which can give financially-informed individuals more direct control over their retirement planning.
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The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
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