Finding the Right Home & Content Insurance for Your Need
Home & Content Insurance
There are so many things to consider when owning a home and your insurance is one of them. You may need to look at whether you’re in a flood risk or high burglary area, both of which will have an impact on how much you pay and what is covered.
Choosing a Home Insurance policy
You need to make sure you choose the policy that is right for you and not just what friends or family may have.
Things to consider
Rebuild cost – this is what it would cost to rebuild your home in today’s market.
The value of your contents – think about how much it would actually cost to replace every item in your home should the very worst happen.
Specific item costs – do you have expensive jewellery, electrical goods or musical instruments that should be covered separately.
Away from home – do you want to cover personal goods when you are not at home.
Freezer, garage, shed – what about the contents in here?
We can help you find the right policies for your home and life.
Vulnerable Customer
We understand that from time to time our clients may find themselves dealing with circumstances which could mean they are potentially vulnerable. For example, a change in health, caring for a family member or coping with the loss of a loved one. There are many different types of vulnerability, and what makes one person vulnerable might not affect someone else. When we are vulnerable, our need for financial advice may change. However, admitting vulnerability or seeking help can sometimes feel hard.
If this is something you would like to discuss with us, please ask for a copy of our support guide or download a copy here. This guide is designed to help explain vulnerability and the ways in which we might be able to support you. If you feel any of the circumstances in the brochure apply to you, please talk to us.
