With so many mortgage lenders offering their products on the high street and online, it can be tempting to cut out the middleman and ‘go direct’.

But when you’re making such an important financial commitment, the guidance you can get from a qualified mortgage adviser can be invaluable. Here are five ways we can make a difference to your mortgage search:

  1. We know what a good deal looks like

We have access to a wide range of well-known lenders and thousands of mortgage deals, so we can find a rate that suits you. But we also look beyond the rate. Lender administration and booking fees, length and type of loan, valuation costs and repayment methods can all affect the total amount you pay. By considering all these elements, we can recommend a solution tailored to your individual circumstances.

  1. We know the market

If your needs or circumstances are ‘out of the ordinary’, it may be much harder for you to find a mortgage now than it was a few years ago. This is particularly true if you’re self-employed or a small deposit, or are borrowing into retirement. We can save you the time and hassle of trawling the market, and help you find a lender willing to provide your loan. 

  1. We’ll do the hard work for you

Selecting the most appropriate mortgage is just the start. We’ll work with you to complete all the necessary application forms, liaise on your behalf with solicitors, valuers and surveyors, and help to make the process as smooth as possible.

  1. We’re professionally qualified

Unlike many branch and telephone-based mortgage sellers in banks and building societies, we’re qualified to advise you on a broad range of lenders and products. This means you benefit from genuine choice coupled with quality advice. 

  1. We go beyond the mortgage

We can help you safeguard your investment in your home by advising on a range of products that can financially protect your home, and your family, should the worst happen. 

If you’re looking for a new mortgage, we’d love to help.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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