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Government Winter Financial Support

In the Budget 2020 on Wednesday 11 March, the Chancellor announced significant support for businesses and individuals to financially survive the coronavirus pandemic. This evolved throughout the summer with more support and schemes extended. On 24 September 2020,...

What music do you want played at your funeral?

A quick look at the current top 10 funeral songs turns up some predictable results. ‘My Way’ by Frank Sinatra is favourite, followed by ‘Time to Say Goodbye’ in second place. Another more ironic choice is ‘Always Look on the Bright Side...

Lasting Powers of Attorney (LPA)

You may have already arranged a Will* to deal with matters in the event of your death, but have you considered what would happen if you became unable to handle your affairs while still alive? Peace of mind Have you considered how a physical or mental illness could...

Give your children a head start with financial education

Financial literacy isn’t a skill that we are born with. Learning how to manage money effectively means acquiring a few important life lessons that parents can pass on to their children from a relatively young age. With homeschooling on the agenda for many families at...

What is cashflow modelling?

“In this world nothing can be said to be certain, except death and taxes.” Financial planning is all about preparing for those things that may not be so certain (and taxes). Plans should be reviewed regularly so they adapt to changes in your circumstances and reflect...

The Bank of…Granny and Grandad?

For many younger people struggling to get a foot on the property ladder, the Bank of Mum and Dad is the only option. With rent taking a huge chunk out of their income and the requirement for increasingly onerous deposits, two in five renters do not believe they will...