Insights into First-Time Home Buyers in the UK

Entering the property market for the first time is both an exciting and challenging experience for many. Recent data analysed by Go.Compare, using government statistics, sheds light on the trends and preferences of first-time home buyers in the UK, revealing some intriguing facts. A Consistent Age but Changing Demographics One surprising constant is the average […]

Personal and Family Protection

wealth management Blackpool

Life and protection insurance is the best way to secure yourfinancial future against the risk of an unexpected loss of income.Having this cover in place can also help you to deal with anyfinancial difficulties that may arise, such as not being ableto keep up with your mortgage repayments. Download our latest pdf here to understand […]

The Essential Guide to House Surveys for Homebuyers

Clients often ask me about the importance and types of house surveys. Understanding the different levels of surveys and their benefits can greatly impact your decision-making process when purchasing a property. This guide aims to help you home surveys. What is a House Survey? A house survey is a detailed examination of a property’s condition […]

How Financial Advice Can Help You Save, Invest, and Build a Pension

Effectively managing your finances is crucial for ensuring a comfortable retirement. From setting up a pension to optimising your savings and investments, professional financial advice can be pivotal in helping you prepare for later life. This article explores the benefits of engaging with a financial adviser at various stages of building your pension. Starting a […]

The Journey to Retirement: Securing Your Financial Future

The dream of retirement extends beyond the idyllic vision of leisurely beach days—it’s fundamentally about achieving the financial stability that enables such luxuries. Luckily, the path to this financial independence is well within reach, provided you’re willing to invest the effort now for the lifestyle you envision later. Begin with a Personal Pension Plan Setting […]

Bolstering Your Family’s Financial Well-Being

As the tax year draws to a close, it’s the perfect opportunity to bolster your family’s financial health and make the most of your allowances to maximise efficiency. Give Your Child a Financial Head Start The responsibility of saving for your child’s future is significant, yet it offers rewarding outcomes. Opening a child’s pension or […]

Tax Year-End Planning Guide

As the current tax year winds down, it’s crucial to leverage the tax reliefs and allowances available to you. To help you navigate this, we’ve compiled a checklist to ensure you fully utilise these benefits and avoid missing out. An ISA is a medium to long term investment, which aims to increase the value of […]

Navigating Mortgage Repayment Challenges: A Four-Step Guide

The current financial landscape, with the Bank of England (BoE) raising its base interest rate to 5.25% as of September 2023 – a peak not seen in 15 years – has left numerous homeowners grappling with their mortgage repayments. If you’re nearing the end of a fixed-rate deal, you might be transitioning from a comfortable […]

Mortgage next steps

As you approach the conclusion of your fixed-rate mortgage term, it’s natural to ponder the next steps, especially in a climate where interest rates have surged following a period of historic lows. The current economic landscape, marked by a cost-of-living crisis and the highest inflation rates in nearly four decades, adds layers of complexity to […]

Spring Budget 2024

Today  Chancellor Jeremy Hunt delivered the Spring Budget alongside a fiscal outlook from the Office for Budget Responsibility. The new legislative proposals represent a major shift for the UK economy, poised to touch the lives of all residents and workers across the nation. The Spring Budget focuses on fortifying the British economy and bolstering support for […]