Bringing Up The F Word
Having difficult conversations is a part of life. This means that everybody needs to develop a strategy for dealing with them. If you’re struggling to discuss the F word – Finance, then here are some tips to help. Start with why Start by verbalising why you feel it’s important to have the conversation. You don’t […]
How To Manage Your Money When You Have A Mortgage
Managing your money is something you should always take seriously. It becomes even more important when you have a mortgage. Getting into financial difficulties could lead you to lose your home. With that in mind, here are some useful tips on how to manage your money when you have a mortgage. Prioritise insurance The whole […]
Is The Four-Day Week The Way Of The Future
As Stephen Fry pointed out, the working week is a social construct, not a scientific fact. What’s more, there’s no real backing for it in law, in theory, or in reality. This means that, in principle, there should be no real barrier to the UK (or anywhere else) adopting a four-day working week. In practice, […]
Spring statement – Investors
Like its predecessor, the spring budget, the spring statement heralds the beginning of the end of the financial year. It also sets out what investors can expect from the year ahead. Here are its key points. The UK is expected to avoid a recession The Office for Budget Responsibility now predicts the UK will avoid […]
Divorce And Your Finances
Organising a divorce can be a whole lot more complicated (and emotional) than organising a wedding. The process can, however, become a lot easier if you approach it with a clear understanding of your rights and obligations. Here is a quick guide to help. If you have children, their welfare will always come first This […]
How to keep yourself safe from scammers
Falling victim to a scam can have all kinds of unpleasant consequences. You can not only lose money, but you can also lose your identity. It’s therefore vital to do everything you possibly can to keep yourself safe from them. Here are some tips to help. Common types of scams and scammers Scammers use various […]
Are Voluntary National Insurance Contributions Worth The Money?
In the UK, every new year, financial writers remind their readers to organise their finances before the end of the financial year. For some people, this may include deciding whether or not to pay voluntary National Insurance contributions. If you are one of these people, here is a quick guide to what you need to […]
How To Make The Most Of Your ISA Allowance
The arrival of a new year means that people in the UK have essentially three months to use up any tax allowances they still have. If you haven’t used up your full ISA allowance, you should make it a priority to do so, if you can. Here is a quick guide to help. The basics […]
Will Interest Rates Go Up Or Down In 2023?
The change from one year to the next is often a time when people think about what the future will bring. One of the key questions for this year is the question of what direction interest rates will take. The answer to this question will depend on two main factors. These are government policy and […]
Key Dates For Your Finances 2023
As we say goodbye to 2022 and welcome 2023, now’s the perfect time to make sure you’re fully prepared for the financial year ahead. To make it easy, we’ve summarised the key financial dates to put in your diaries: January 31st – Self-Assessment Tax Deadline – You need to pay and submit your self-assessment tax return for […]
