Exchanging contracts? Get insured first
Purchasing a property can be a busy, stressful time and it can seem like there are a million things to remember. Some things however, are more important to remember than others – for example, getting the right insurance in place at the right time. Many people believe that they only need to take out buildings […]
Working from home – are you covered?
Following lockdown, many firms have closed workplaces, meaning that millions of people across the UK have are now required to work from home. Should I inform my insurer that I am working from home? The Association of British Insurers (ABI) has issued reassurance that, if you are an office-based worker and you are working from […]
Assessing your post-COVID insurance needs
Insurance brokers have reported an increase in enquiries about income protection cover since the pandemic outbreak, with people concerned about becoming ill and being unable to continue working, or worried about losing their jobs. Income protection explained Income protection policies provide a monthly payment (payable after a waiting period) to help replace your income if […]
Embarking on a DIY project? Check your home insurance
You may have some extra time on your hands and judging by the queues outside hardware stores, people are seizing the opportunity to get some home improvement jobs underway, particularly with more Britons than ever working from home. Between February and March 2020, Google searches for ‘DIY’ increased by 9% year-on-year, with searches for ‘home […]
Lasting Powers of Attorney (LPA)
You may have already arranged a Will* to deal with matters in the event of your death, but have you considered what would happen if you became unable to handle your affairs while still alive? Peace of mind Have you considered how a physical or mental illness could affect your ability to manage your personal […]
Protect yourself and your family in 2020
While most of us don’t go through life expecting something bad to happen, the truth is that we never know what’s around the corner like Coronavirus. Why not make 2020 the year you put plans in place to safeguard yourself, your family and your home, so that you know you’re protected against life’s unexpected events? […]
Protect yourself and your family in 2020
While most of us don’t go through life expecting something bad to happen, the truth is that we never know what’s around the corner like Coronavirus. Why not make 2020 the year you put plans in place to safeguard yourself, your family and your home, so that you know you’re protected against life’s unexpected events? […]
It’s time to think about life insurance
If you have dependents – people who rely on you financially – then you should have life insurance. In fact, if you have dependents and don’t have life insurance, you are exposing them to grave financial risk. And who would want to do that? Life insurance tends not to feature on ‘to do’ lists because […]
You’re not average
What does average look like? Information released by the Office for National Statistics shows the average British man, Mr Average, is 38, will live to 85 and earns £31,103. The average British woman, Ms Average, is 40, will live to 88 and earns £25,308. The LV= risk reality calculator gives you a rough idea of […]
Accidental damage protects against life’s little mishaps
Nobody knows what is around the corner. Accidents can and do happen and the most commonly reported household claim in 2018 was for Accidental Damage. It’s therefore wise to check what is included in your insurance policy to help protect the valuable items in your home. Standard contents insurance usually protects you if you have […]
