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Understanding Help to Buy Equity Loan

The original Help to Buy Equity Loan scheme is being phased out and replaced by a successor. This is very similar to the original but has some important differences. Here is a quick guide to what you need to know. First-time buyers can get a 20% interest-free equity...

Where Now For Mortgages?

The Stamp Duty holiday appears to have stimulated the housing market. It is, however, only of benefit to people who can afford to buy. For many people, their ability to buy depends on their ability to get a mortgage. Right now, however, that is a major challenge for a...

Get mortgage fit for 2021

Estimates suggest that well over one million borrowers have lapsed onto their lender’s default standard variable rate (SVR). Has this happened to you? If so, now could be the perfect time to consider a remortgage, to get your finances in good shape for the year ahead....

Help To Buy 2.0

During the (virtual) Conservative party conference, Boris Johnson announced his intention to create “Generation Buy”.  It looks as though he may introduce two separate schemes to make this happen.  The details of one of these schemes are, currently, very hazy.  The...

Government Winter Financial Support

In the Budget 2020 on Wednesday 11 March, the Chancellor announced significant support for businesses and individuals to financially survive the coronavirus pandemic. This evolved throughout the summer with more support and schemes extended. On 24 September 2020,...

Exchanging contracts? Get insured first

Purchasing a property can be a busy, stressful time and it can seem like there are a million things to remember. Some things however, are more important to remember than others – for example, getting the right insurance in place at the right time. Many people believe...