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The pros and cons of 40-year mortgages

The UK mortgage market has a wide selection of both variable-rate and fixed-rate mortgages.  It also has other niche mortgage products such as offset mortgages.  One of the more recent entrants to the market is the 40-year mortgage on a fixed rate.  In principle, this...

The Gender Pay Gap And The Property Market

In the UK, women, legally, have equal standing with men.  This equality, however, does not necessarily manifest itself in terms of pay.  As a result, women can find it even more of a struggle to get on the property ladder.  Fortunately, there are ways for women, and...

Get the best out of your Buy To Let mortgage

Many fixed mortgage deals will be approaching the end of their term this October, so it’s a good idea to review your buy-to-let mortgage. With interest rates still at low levels and demand for rental properties increasing around the country, investing in a buy-to-let...

Understanding Buy To Let

The Buy to Let strategy allows onward movers to convert their old home into an investment property instead of selling it.  This can be an interesting option.  Like all investment decisions, however, it does need to be assessed carefully. The basics of let to buy There...

New Year (Some) New Rules

While the calendar year is already a third of the way through, the financial year is just beginning. As with most financial years, some key points stay the same (or at least much the same) while some change. With that in mind, here’s a quick rundown of the...