Are You A New First-Time Buyer?
Last year, saw 408,379 people collect the keys to their first home. It was the first year the number of first-time buyers had exceeded 400K since 2006. If you were one of those first-time buyers, you might be feeling somewhat nervous about the future. Here are some tips to guide you. Prepare for interest-rate rises […]
Talking Points
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Talking Points
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The Gender Pay Gap And The Property Market
In the UK, women, legally, have equal standing with men. This equality, however, does not necessarily manifest itself in terms of pay. As a result, women can find it even more of a struggle to get on the property ladder. Fortunately, there are ways for women, and other people on low incomes, to address this. […]
Get the best out of your Buy To Let mortgage
Many fixed mortgage deals will be approaching the end of their term this October, so it’s a good idea to review your buy-to-let mortgage. With interest rates still at low levels and demand for rental properties increasing around the country, investing in a buy-to-let (BTL) is a popular choice for many. Buy to let basics […]
Understanding Buy To Let
The Buy to Let strategy allows onward movers to convert their old home into an investment property instead of selling it. This can be an interesting option. Like all investment decisions, however, it does need to be assessed carefully. The basics of let to buy There are essentially two ways you can approach let to […]
New Year (Some) New Rules
While the calendar year is already a third of the way through, the financial year is just beginning. As with most financial years, some key points stay the same (or at least much the same) while some change. With that in mind, here’s a quick rundown of the property-market-related new-year news. IHT and the […]
Where Now For Mortgages?
The Stamp Duty holiday appears to have stimulated the housing market. It is, however, only of benefit to people who can afford to buy. For many people, their ability to buy depends on their ability to get a mortgage. Right now, however, that is a major challenge for a large segment of the population. From […]
Get mortgage fit for 2021
Estimates suggest that well over one million borrowers have lapsed onto their lender’s default standard variable rate (SVR). Has this happened to you? If so, now could be the perfect time to consider a remortgage, to get your finances in good shape for the year ahead. Do you know your mortgage rate? If your current […]
Help To Buy 2.0
During the (virtual) Conservative party conference, Boris Johnson announced his intention to create “Generation Buy”. It looks as though he may introduce two separate schemes to make this happen. The details of one of these schemes are, currently, very hazy. The details of Help to Buy 2.0 are, however, much clearer. The “Generation Buy” scheme […]
