The state pension is an essential source of income for many retirees in the UK, providing financial stability and security in retirement. Unfortunately, recent reports suggest that the state pension system is underpaying thousands of individuals, resulting in...
The UK mortgage market has a wide selection of both variable-rate and fixed-rate mortgages. It also has other niche mortgage products such as offset mortgages. One of the more recent entrants to the market is the 40-year mortgage on a fixed rate. In principle, this...
Like its predecessor, the spring budget, the spring statement heralds the beginning of the end of the financial year. It also sets out what investors can expect from the year ahead. Here are its key points. The UK is expected to avoid a recession The Office for...
In the UK, every new year, financial writers remind their readers to organise their finances before the end of the financial year. For some people, this may include deciding whether or not to pay voluntary National Insurance contributions. If you are one of these...
It’s probably fair to say that, right now, many people are more concerned with getting through the present than planning for their retirement. This is understandable. The problem with this approach, however, is that the future can arrive much quicker than it seems...
If you’re at the younger end of the boomer generation, then retirement should be high on your list of priorities. In fact, even if you’re in Gen X, retirement should be one of your key considerations, especially if you’re at the older end of it. This means you...
