Is your pension underpaying you

The state pension is an essential source of income for many retirees in the UK, providing financial stability and security in retirement. Unfortunately, recent reports suggest that the state pension system is underpaying thousands of individuals, resulting in financial difficulties and reduced quality of life. This article will explore the issue of underpayments in the […]

10 Healthy Financial Resolutions For 2023 (And Beyond)

New Year’s resolutions shouldn’t be just for January. Effective New Year’s resolutions should create a foundation for healthier habits throughout the year. With that in mind, here are ten healthy financial resolutions for 2023 (and beyond). I will budget effectively Budgeting effectively means working from the long term down to the short term. In the […]

Are You On Top Of Retirement Planning?

It’s probably fair to say that, right now, many people are more concerned with getting through the present than planning for their retirement. This is understandable. The problem with this approach, however, is that the future can arrive much quicker than it seems like it should. This means that retirement planning should always be a […]

Are You (Financially) Ready For Retirement?

If you’re at the younger end of the boomer generation, then retirement should be high on your list of priorities.  In fact, even if you’re in Gen X, retirement should be one of your key considerations, especially if you’re at the older end of it.  This means you should be assessing your financial provisions for […]

What Does Inflation Mean For Modern Retirees?

Retirees have traditionally hated inflation. It often has a brutal effect on fixed incomes such as the State Pension and annuities. Pension freedom may have helped to take the edge of this somewhat. Even so, inflation is likely to have to remain a concern for retirees for many years to come. Here are some of […]

Are you approaching retirement?

If you are nearing retirement, you may have been particularly worried about the impact of recent market volatility on your pension assets and perhaps you are reassessing your retirement plans. There are several things to consider if you are planning to retire, which will depend very much on your own circumstances. Since pensions freedoms were […]

The Government Wants To Protect Your Money

financial advice blackpool

The government recently announced a raft of proposals for new consumer-protection legislation.  It aims to protect consumers against misuse of prepayment schemes and subscriptions and also from fake reviews.  Here is a quick guide to what you need to know about it. Safeguarding prepayments Currently, prepayment schemes, also known as savings clubs, sit outside of […]

The Government Wants To Protect Your Money

The government recently announced a raft of proposals for new consumer-protection legislation.  It aims to protect consumers against misuse of prepayment schemes and subscriptions and also from fake reviews.  Here is a quick guide to what you need to know about it. Safeguarding prepayments Currently, prepayment schemes, also known as savings clubs, sit outside of […]

Should You Prioritise Property Or Your Pension?

wealth management blackpool

Both pensions and property can be good ways of financing your retirement.  It is, however, important to think carefully about which you prioritise.  Here is a quick guide to what you need to know. The basics of pensions. In the UK, public-sector employees may still have defined-benefits pensions.  These are often called final-salary pensions as […]

How To Keep Your Pension Pot Safe

pension advice blackpool

If you’re in employment, saving into a pension can be a lot like paying tax.  The money comes out of your paycheque before it reaches you.  You don’t have to do anything.  In principle, you don’t even have to think about it.  In practice, however, you should think carefully about it.  With that in mind, […]