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Will Interest Rates Go Up Or Down In 2023?

The change from one year to the next is often a time when people think about what the future will bring. One of the key questions for this year is the question of what direction interest rates will take. The answer to this question will depend on two main factors....

What’s stopping you from saving?

Generally speaking, and subject to investment charges and performance, the more you save and the earlier you start saving the better shape your finances are going to be in when you need to draw on them. So why is it then that many of us are reluctant to put money...

10 Healthy Financial Resolutions For 2023 (And Beyond)

New Year’s resolutions shouldn’t be just for January. Effective New Year’s resolutions should create a foundation for healthier habits throughout the year. With that in mind, here are ten healthy financial resolutions for 2023 (and beyond). I will budget effectively...

Investing So Your Children Can Afford To Move Out

A child’s first day at school is a big moment for both them and their parents.  For most parents, however, it’s also a relief, especially financially.  Even so, time flies and it really won’t be too long before they’re grown up and looking to leave school.  At that...

4 Things To Know About Interest Rates

Although it may not seem like it at first, interest rates really are interesting. High rates are great news for savers but bad news for borrowers and vice versa. Regardless of whether you’re a saver or a borrower, it’s important to understand 4 key points...

Simple ways to cut your spending

Most of us would like to reduce our outgoings and put a bit more money away each month, so here are our tips to help cut out unnecessary spending. Write a budget Creating a monthly budget plan can seem like a hassle at first, but it is the most effective tool to track...