Straightforward Mortgage Advice with Local Expertise
At Appletree Finance Solutions Ltd, we help clients in Lytham St Annes choose the best mortgages. No matter if you’re buying your first home, moving, remortgaging, or growing your investment portfolio, we’re here to help. We’re independent mortgage brokers. We provide clear advice, access to the whole market, and one-on-one support from your first call.
Independent Mortgage Brokers Serving Lytham St Annes
We understand that no two mortgage applications are the same. That’s why we first learn about your situation before making any recommendations. Our skilled mortgage brokers help everyone, from first-time buyers to seasoned landlords. They focus on finding the best product, not just the most popular one.
As independent mortgage brokers, we’re not tied to any bank or lender. We can access deals not available directly. This includes products from specialist lenders for more complex cases.
Whether you’re based in Lytham, Ansdell, Fairhaven or St Annes, our advice is just a phone call away.
Call 01253 886600 to speak to an expert mortgage broker today.
Why Appletree Finance Solutions Ltd?
We’re not just here to submit paperwork. We’re here to help you feel confident about one of the biggest financial decisions you’ll make. Our service is built on trust, transparency, and personalised support.
Here’s why clients across Lytham St Annes work with us:
- Access to the whole mortgage market.
- Tailored advice from experienced brokers.
- Support with complex situations (self-employed, credit history, unique properties).
- Full application management from start to finish.
- Free initial consultation with no obligation.
Our mortgage brokers don’t push products. We give you the information, insight, and options to choose what is right for you. Contact us today for more information.
Our Mortgage Services in Lytham St Annes
We provide advice and support for a wide range of mortgage needs. Whatever your goals or circumstances, we’re here to help you see your options clearly and with confidence.
First-Time Buyers
Taking your first step into homeownership? We’re here to simplify the process and make sure you get a mortgage that suits your budget and plans.
- Advice on deposit requirements and affordability.
- Help with understanding government schemes (e.g. Shared Ownership, First Homes).
- Ongoing support from decision in principle to completion.
Remortgaging
If your mortgage deal is ending or you’re considering remortgaging, we can help you find a new deal. This will save you money or help you raise funds.
- Advice on switching lenders versus staying put.
- Equity release for home improvements or debt consolidation.
- Fast turnaround to avoid lapsing into standard rates.
Home Movers
If you’re upsizing, downsizing, or moving in Lytham St Annes, we make your mortgage move with you easily.
- Support with porting existing mortgages.
- Help in reassessing affordability and borrowing power.
- Timing your new application to avoid delays in your move.
Buy to Let & Investment Mortgages
Planning to invest in property? We assist both new and experienced landlords in finding competitive buy-to-let mortgages. We also offer options for limited companies.
- Portfolio and individual property finance.
- Advice on rental income criteria and stress testing.
- Support for professional and accidental landlords.
Mortgages for the Self Employed or Complex Situations
Self-employed? Contracting? Had credit issues? We understand that not everyone fits the “standard” borrower profile, and that is okay.
- Lenders who assess more than just pay slips.
- Specialist providers for unique financial histories.
- Clear advice to strengthen your application.
Want to speak to one of our mortgage brokers today? Call 01253 886600.
Frequently Asked Questions – Mortgage Brokers in Lytham St Annes
Q1: Is there a benefit to using a mortgage broker instead of going straight to a bank? A: Yes. As brokers, we compare deals across the market, not just one lender. This gives you access to better rates, specialist products, and greater flexibility.
Q2: Can you help if I’ve been turned down elsewhere? A: Absolutely. We partner with lenders who accept more complex applications. This includes those with credit history problems or self-employed income.
Q3: How quickly can I get a mortgage offer? A: Once you have your documents ready, we can usually get a mortgage offer in 10–14 working days, depending on the lender.
Q4: Do you charge fees for mortgage advice? A: Our first consultation is completely free. If there is a fee for our services, we will explain it clearly and in writing before you decide to proceed.
Q5: Are you regulated? A: Yes, Appletree Finance Solutions Ltd is fully authorised and regulated by the FCA. This means you can feel confident you’re in safe hands.
Have another question? Call 01253 886600 for trusted mortgage advice in Lytham St Annes.
Book a Free Consultation With Our Mortgage Brokers in Lytham St Annes
Are you looking for mortgage brokers in Lytham St Annes? Contact Appletree Finance Solutions Ltd for independent advice and personal support. They can help you.
No matter if you’re buying, remortgaging, investing, or just exploring, let’s talk.
Call 01253 886600 or fill out our online form to book your free, no-pressure consultation.
