With the Bank of England’s base rate holding steady, many are questioning whether this is an opportune moment to consider remortgaging. While the base rate remains unchanged, we find ourselves amidst the highest interest rates seen in the past 15 years. For...
UK Chancellor Jeremy Hunt’s 2023 Autumn Statement outlined, in his words, “eight months of hard work” and no fewer than 110 measures to help grow the British economy. Contained within are a raft of measures set to overhaul everything from minimum wage and benefit...
Navigating the Buy to Let mortgage landscape as a landlord can be complex, especially with potential increases in mortgage rates affecting your returns. However, with expert advice from an Appletree Finance adviser, you can find a Buy to Let mortgage right for your...
The current financial landscape, with the Bank of England (BoE) raising its base interest rate to 5.25% as of September 2023 – a peak not seen in 15 years – has left numerous homeowners grappling with their mortgage repayments. If you’re nearing the...
Even if you don’t plan to retire, it’s still advisable to plan for retirement. You may find retirement forced upon you. Alternatively, on a happier note, your plans may change for positive reasons. For example, you may want to spend more time with your future...
Retirement is a significant life milestone that requires careful planning and preparation to ensure financial stability and a comfortable lifestyle. In the United Kingdom, where the retirement landscape is evolving, taking proactive steps towards retirement readiness...
Retirement is becoming an increasingly nuanced concept. At one end, there are people who are perfectly happy to work until the end of their days (if they can). At the other, there are people who would like to retire as soon as possible. Regardless of where you...
The economic landscape is an intricate tapestry woven with various threads, where factors like interest rates and inflation play a pivotal role in shaping financial decisions and markets. In recent times, the United Kingdom has found itself at a crossroads as interest...
Acquiring a home is a monumental life milestone, and for most, it necessitates navigating the labyrinth of mortgage applications. However, what should ideally be an exciting journey into homeownership often becomes a source of stress and anxiety. In a revealing...
The bank of mum and dad has expanded to become the bank of family. Its expansion has enabled it to underwrite an even bigger percentage of the UK’s mortgages. This means it has developed even more influence on the UK’s property market. This influence is, however,...
