Life after your Fixed Rate mortgage. What happens when your mortgage deal expires? If the end of your fixed rate mortgage is on the horizon (even if it’s months away), then it’s a good idea to start looking at your options today. If you haven’t got a new deal in place...
As a parent, you want to do everything you can to ensure that your children have a bright and secure future. One way to do this is by investing on their behalf. Not only can they start adulthood with some savings, but getting children involved early with saving also...
Thanks to the internet, the average person can now access vast amounts of information on just about any topic. That’s amazing in so many ways. It’s also potentially highly dangerous. There’s a difference between having access to information and being able to apply it...
The UK mortgage market has a wide selection of both variable-rate and fixed-rate mortgages. It also has other niche mortgage products such as offset mortgages. One of the more recent entrants to the market is the 40-year mortgage on a fixed rate. In principle, this...
Are you up to date with this tax year’s allowances for pension, investment & savings? Watch this video to find out more Approved he Openwork Partnership May 2023...
Having difficult conversations is a part of life. This means that everybody needs to develop a strategy for dealing with them. If you’re struggling to discuss the F word – Finance, then here are some tips to help. Start with why Start by verbalising why you...
Saving may preserve your capital but it’s unlikely to grow it enough to beat inflation over the long term. That means, if you really want to grow your money, you probably need to get into investment. With that in mind, here are five key investing guidelines to live...
Managing your money is something you should always take seriously. It becomes even more important when you have a mortgage. Getting into financial difficulties could lead you to lose your home. With that in mind, here are some useful tips on how to manage your...
As Stephen Fry pointed out, the working week is a social construct, not a scientific fact. What’s more, there’s no real backing for it in law, in theory, or in reality. This means that, in principle, there should be no real barrier to the UK (or anywhere else)...
Like its predecessor, the spring budget, the spring statement heralds the beginning of the end of the financial year. It also sets out what investors can expect from the year ahead. Here are its key points. The UK is expected to avoid a recession The Office for...
