It’s time for a fresh look at your finances – where should you start in 2025?
The start of a new year presents a great opportunity to set out your goals and aspirations for the coming 12 months. For others, it can also mean new beginnings, new challenges or simply a fresh start. No matter your mindset for 2025, now is a great time to review your financial goals and plans […]
Avoiding Financial Pitfalls: Essential Tips for Effective Financial Planning
When it comes to sticking to a resolution, the key lies in making your goals specific and measurable, according to psychological research. This principle is particularly relevant when setting financial goals. With this in mind, we’ve identified five practical and achievable financial resolutions to help you stay on track. These tips are designed to help […]
Finfluencers
Over a third (38%) of young adults aged 18-34 have expressed trust in financial information shared by social media personalities, including influencers on platforms like TikTok, YouTube, Instagram, X (previously known as Twitter), and Reddit. This sentiment is also shared by nearly a quarter (21%) of those aged 35-54, as reported by the Personal Investment […]
The Bank of Family And Its Impact On The UK Housing Market
The bank of mum and dad has expanded to become the bank of family. Its expansion has enabled it to underwrite an even bigger percentage of the UK’s mortgages. This means it has developed even more influence on the UK’s property market. This influence is, however, somewhat controversial given that not everyone has access to […]
Steps you should take to protect your family if lose your income
Protecting your family from loss of income should be a priority at any time. It’s especially relevant now. Even single adults should take the prospect of income loss seriously. At this time of life, your expenses may be minimal. They can, however, still mount up quickly, especially if you’re burning through savings. With that in […]
Bringing Up The F Word
Having difficult conversations is a part of life. This means that everybody needs to develop a strategy for dealing with them. If you’re struggling to discuss the F word – Finance, then here are some tips to help. Start with why Start by verbalising why you feel it’s important to have the conversation. You don’t […]
Are You (Financially) Ready For Retirement?
If you’re at the younger end of the boomer generation, then retirement should be high on your list of priorities. In fact, even if you’re in Gen X, retirement should be one of your key considerations, especially if you’re at the older end of it. This means you should be assessing your financial provisions for […]
Simple ways to cut your spending
Most of us would like to reduce our outgoings and put a bit more money away each month, so here are our tips to help cut out unnecessary spending. Write a budget Creating a monthly budget plan can seem like a hassle at first, but it is the most effective tool to track your spending. […]
What You Need To Know About The National Insurance Rise
Despite a manifesto promise and massive controversy, the government is going ahead and raising National Insurance in April. The increase itself is only for a year. After that National Insurance will return to normal and a new Health and Social Care Levy will be introduced. Here is a quick guide to what you need to […]
The Spring Statement
In years gone by, the start of the new financial year would be the time for a new budget. Now budgets come in the autumn. Spring is the time for interim statements. The spring statement 2022, is, however, arguably at least as important as any budget ever delivered. Here is a quick guide to its […]
