A 2023 Review of the UK Financial Sector

appletree annual finance review

Introduction The year 2023 has been a remarkable one for the UK financial sector. Amidst a landscape of economic fluctuations and regulatory evolutions, the realms of mortgages, pensions, and investments have experienced significant shifts. This review delves into the key trends, challenges, and successes that have shaped these vital areas over the past year. Mortgage […]

The Bank of Family And Its Impact On The UK Housing Market

The bank of mum and dad has expanded to become the bank of family. Its expansion has enabled it to underwrite an even bigger percentage of the UK’s mortgages. This means it has developed even more influence on the UK’s property market. This influence is, however, somewhat controversial given that not everyone has access to […]

Steps you should take to protect your family if lose your income

Protecting your family from loss of income should be a priority at any time. It’s especially relevant now. Even single adults should take the prospect of income loss seriously. At this time of life, your expenses may be minimal. They can, however, still mount up quickly, especially if you’re burning through savings. With that in […]

Steps you should take to protect your family if lose your income

Protecting your family from loss of income should be a priority at any time. It’s especially relevant now. Even single adults should take the prospect of income loss seriously. At this time of life, your expenses may be minimal. They can, however, still mount up quickly, especially if you’re burning through savings. With that in […]

Bringing Up The F Word

Having difficult conversations is a part of life.  This means that everybody needs to develop a strategy for dealing with them.  If you’re struggling to discuss the F word – Finance, then here are some tips to help. Start with why Start by verbalising why you feel it’s important to have the conversation.  You don’t […]

Are You (Financially) Ready For Retirement?

If you’re at the younger end of the boomer generation, then retirement should be high on your list of priorities.  In fact, even if you’re in Gen X, retirement should be one of your key considerations, especially if you’re at the older end of it.  This means you should be assessing your financial provisions for […]

Simple ways to cut your spending

Most of us would like to reduce our outgoings and put a bit more money away each month, so here are our tips to help cut out unnecessary spending. Write a budget Creating a monthly budget plan can seem like a hassle at first, but it is the most effective tool to track your spending. […]

What You Need To Know About The National Insurance Rise

finance advice blackpool

Despite a manifesto promise and massive controversy, the government is going ahead and raising National Insurance in April.  The increase itself is only for a year.  After that National Insurance will return to normal and a new Health and Social Care Levy will be introduced.  Here is a quick guide to what you need to […]

What You Need To Know About The National Insurance Rise

finance advice blackpool

Despite a manifesto promise and massive controversy, the government is going ahead and raising National Insurance in April.  The increase itself is only for a year.  After that National Insurance will return to normal and a new Health and Social Care Levy will be introduced.  Here is a quick guide to what you need to […]

The Spring Statement

In years gone by, the start of the new financial year would be the time for a new budget.  Now budgets come in the autumn.  Spring is the time for interim statements.  The spring statement 2022, is, however, arguably at least as important as any budget ever delivered.  Here is a quick guide to its […]