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Mortgage Borrowing, Interest Rates, and What It Means for You

There’s been a lot of movement in the mortgage market recently, and if you’re thinking about buying your first home or remortgaging, these changes could affect your plans. Nationwide has announced an expansion to its Helping Hand mortgage scheme, allowing some borrowers to access up to six times their income and at a lower entry point than before. At the same time, all eyes are on the Bank of England’s August meeting, where a potential interest rate cut could shape what you pay each month. Here’s what you need to know.Nationwide has lowered its income threshold for higher lending, meaning…
David Gallagher
August 4, 2025
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Inflation Rose to 3.5% in April – Are Your Savings Keeping Up?

The rate of inflation climbed to 3.5% in April (currently 3.4% at time of publishing), marking its highest point in more than twelve months. This spike, driven largely by sharp increases in household bills during what many have dubbed “Awful April,” is raising concerns about the real value of people’s savings. As the Consumer Price Index (CPI) moves upward, the number of savings accounts offering returns that keep pace with inflation has shrunk considerably. With fewer products beating this benchmark, the risk of savings losing value in real terms is once again in the spotlight.When you leave a job, your…
David Gallagher
June 20, 2025