Should You Prioritise Property Or Your Pension?
Both pensions and property can be good ways of financing your retirement. It is, however, important to think carefully about which you prioritise. Here is a quick guide to what you need to know. The basics of pensions. In the UK, public-sector employees may still have defined-benefits pensions. These are often called final-salary pensions as […]
Talking Points
How To Get Started In Investing
If you’re an employed adult in the UK, the chances are that you’re already an investor. If you’re enrolled in a defined-contributions pension scheme, your pension contributions are probably being invested for your future. If you want to go further, you might want to start investing for yourself. It may be easier than you think. […]
Investment And Inflation Update March 2021: Great expectations
With hopes rising about vaccines and the end of lockdowns, could we see a rise in inflation when the economy reopens? As vaccines continue to be deployed rapidly around much of the world, hopes are increasing about the global economic recovery. Many people expect there to be a strong rebound once coronavirus restrictions are lifted, […]
Spotlight on Enterprise Investment Schemes and Venture Capital Trusts
Complex tax-efficient investments such as Enterprise Investment Schemes (EIS) and Venture Capital Trusts (VCT) are a consideration for those who may be able to tolerate a high level of investment risk. EIS and VCT are investment vehicles which encourage investment in small, unquoted trading companies in their early stages, who are typically trying to raise […]
What are millennials investing in?
It’s seems like every day you see another article in a newspaper about millennials ‘killing industries’ in recent times young people were said to have caused the demise of doorbells, napkins and even breakfast cereal. These tales of millennials bring the end to industries often go viral on social media and bring some interesting responses. […]
Coming to terms with Covid-19 Market Turbulence
As a direct consequence of the COVID-19 outbreak, global stock markets are suffering a period of turbulence. When markets move significantly it can prove very challenging to hear through the noise and focus on the bigger picture. Lessons from history Over recent years many investors have become used to a variety of political, financial and […]
Taking the Long View
For the best part of 10 years, global markets have enjoyed a period of steady growth. 2018, however, saw markets ‘wake up’ to increased uncertainty on a number of key political and economic events. Fuelled by the sustained efforts of central banks to maintain low-interest rates and introduce measures such as quantitative easing (QE) to […]
Time in the market vs timing the market
When it comes to investing, you might have heard that time in the market is better than timing the market. Time in the market is another way of describing long-term investing. Investors with a time horizon of at least five years (and in many cases longer) buy an asset and hold on to it. They […]
The search for a reliable retirement income
It’s been almost four years since the April 2015 pensions changes which scrapped compulsory annuities and gave pensioners greater choice over how to take their retirement income. This historic change to UK pension legislation opened up a range of investment opportunities for pensioners. With increased control of their pension, investors can seek to position their […]
