Investing for children
As a parent, you want to do everything you can to ensure that your children have a bright and secure future. One way to do this is by investing on their behalf. Not only can they start adulthood with some savings, but getting children involved early with saving also helps them learn important lessons about […]
How To Make The Most Of Your ISA Allowance
The arrival of a new year means that people in the UK have essentially three months to use up any tax allowances they still have. If you haven’t used up your full ISA allowance, you should make it a priority to do so, if you can. Here is a quick guide to help. The basics […]
10 Healthy Financial Resolutions For 2023 (And Beyond)
New Year’s resolutions shouldn’t be just for January. Effective New Year’s resolutions should create a foundation for healthier habits throughout the year. With that in mind, here are ten healthy financial resolutions for 2023 (and beyond). I will budget effectively Budgeting effectively means working from the long term down to the short term. In the […]
How to make ISAs work for you
How can you make the most of your tax allowances by using the different types of ISAs that are available? Individual Savings Accounts (ISAs) were first introduced in 1999 and are a tax-free way to save into a cash savings or investment account. There lots of different types of ISA available, but the right one […]
How to make ISAs work for you
How can you make the most of your tax allowances by using the different types of ISAs that are available? Individual Savings Accounts (ISAs) were first introduced in 1999 and are a tax-free way to save into a cash savings or investment account. There lots of different types of ISA available, but the right one […]
Don’t lose out to inflation
Putting your hard-earned cash into savings accounts may not be the most efficient way to make your money work for you. If you’ve been placing your cash into a savings account over the past decade, you might be surprised to find that your money could now be worth less now than when you first […]
Making the Most of Your ISA Allowance
The COVID19 pandemic has highlighted the importance of having both cash savings and insurance (for all the complaints about the latter). At the same time, it’s still important to prepare for the future, especially your retirement. Your ISA allowance could be used for both purposes, but that may not be a good idea. Here’s what […]
All about ISAs
In the 2019/20 tax year, you can save up to £20,000 tax-free in an Individual Savings Account (ISA), and when it comes to your ISA investment, you have a number of options. Investors comfortable with the slightly higher risk Peer to Peer lending can also now invest in an Innovative Finance ISA, and those aged […]
Saving at all ages
The news is always full of stats about first-time buyers: in 2016 there were an estimated 335,750 first-time buyers – the highest figure since 359,900 in 2007 the average first-time deposit has more than doubled since 2007 to more than £32,000 • the average price of a first home broke through the £200,000 barrier for […]
Maximising your ISA Allowance
If you haven’t used up your Individual Savings Account (ISA) allowance for 2016/17, you have until 5 April to do so. Saving into an ISA is a great way of making your savings work harder. Whether you’re looking to supplement your retirement income, build up funds for a property purchase or you simply want a […]
