Mortgage next steps
As you approach the conclusion of your fixed-rate mortgage term, it’s natural to ponder the next steps, especially in a climate where interest rates have surged following a period of historic lows. The current economic landscape, marked by a cost-of-living crisis and the highest inflation rates in nearly four decades, adds layers of complexity to […]
Investment myths
In this blog, we’ll debunk five misconceptions about investing. Understanding investments can be daunting, and there are several myths that are likely to put you off if you are new to investing. In this blog, we’ll debunk five misconceptions about investing. By unravelling these myths, you’ll gain a clearer perspective on how to navigate the […]
Investing Guidelines To Live By
Saving may preserve your capital but it’s unlikely to grow it enough to beat inflation over the long term. That means, if you really want to grow your money, you probably need to get into investment. With that in mind, here are five key investing guidelines to live by. Always have a clear investment strategy […]
How To Manage Your Money When You Have A Mortgage
Managing your money is something you should always take seriously. It becomes even more important when you have a mortgage. Getting into financial difficulties could lead you to lose your home. With that in mind, here are some useful tips on how to manage your money when you have a mortgage. Prioritise insurance The whole […]
How To Make The Most Of Your ISA Allowance
The arrival of a new year means that people in the UK have essentially three months to use up any tax allowances they still have. If you haven’t used up your full ISA allowance, you should make it a priority to do so, if you can. Here is a quick guide to help. The basics […]
10 Healthy Financial Resolutions For 2023 (And Beyond)
New Year’s resolutions shouldn’t be just for January. Effective New Year’s resolutions should create a foundation for healthier habits throughout the year. With that in mind, here are ten healthy financial resolutions for 2023 (and beyond). I will budget effectively Budgeting effectively means working from the long term down to the short term. In the […]
Are You On Top Of Retirement Planning?
It’s probably fair to say that, right now, many people are more concerned with getting through the present than planning for their retirement. This is understandable. The problem with this approach, however, is that the future can arrive much quicker than it seems like it should. This means that retirement planning should always be a […]
Are You Heating Rather Than Eating?
As has been widely reported, many people are currently facing a brutal choice between heating and eating. Other people can heat and eat but still need to be very careful about how they manage their money. If this sounds like you, or someone you know, here are some tips on how to save heat. They […]
How Can You Get The Best Value From Your Supermarket
Most people do most of their shopping at supermarkets. Generally, that’s a sensible option. Supermarkets usually do offer the most affordable prices overall. Unfortunately, they’re also places where you can spend a lot of money you didn’t intend or need to. With that in mind, here are some tips on how to get the best […]
Talking to Kids About Money
This week we have a video for you which looks at ways of educating your children on the value of money and how they can be prepared as they grow up. Research by the Bank of England found only a quarter (27%) of youngsters in the UK enjoy school lessons about money. The study revealed […]
