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Buy-to-let mortgages – what you need to know

The UK’s property market is notoriously resilient. Crashes are very few and far between. There are occasional low periods. In practice, however, all these mean is that house-price growth slows and properties can take a bit longer to sell. Demand for rental property is...

Mortgage Affordability Becomes A Growing Concern

All things considered, it’s hardly a surprise that mortgage affordability is becoming a growing concern.  Some of the factors behind it are largely outside the control of private individuals.  Even so, there are still plenty of steps individuals can take to ensure...

Help To Buy 2.0

During the (virtual) Conservative party conference, Boris Johnson announced his intention to create “Generation Buy”.  It looks as though he may introduce two separate schemes to make this happen.  The details of one of these schemes are, currently, very hazy.  The...

Difficult to place mortgages

If you’re the proverbial round peg in a square hole you may find that mainstream lenders and mainstream products just don’t work for you.  Either lenders won’t touch you because of your circumstances or you don’t think any product you could get would be right for your...