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Mortgage Affordability Becomes A Growing Concern

All things considered, it’s hardly a surprise that mortgage affordability is becoming a growing concern.  Some of the factors behind it are largely outside the control of private individuals.  Even so, there are still plenty of steps individuals can take to ensure...

Understanding Help to Buy Equity Loan

The original Help to Buy Equity Loan scheme is being phased out and replaced by a successor. This is very similar to the original but has some important differences. Here is a quick guide to what you need to know. First-time buyers can get a 20% interest-free equity...

Where Now For Mortgages?

The Stamp Duty holiday appears to have stimulated the housing market. It is, however, only of benefit to people who can afford to buy. For many people, their ability to buy depends on their ability to get a mortgage. Right now, however, that is a major challenge for a...