New Mortgage Charter

New Mortgage Charter encourages lenders to provide you with more support Banks and Building Societies have been encouraged by Chancellor Jeremy Hunt to offer more flexibility if you are finding it difficult to make mortgage payments. Mortgage lenders, the FCA, the Government as well as organisations such as UK Finance and the Building Societies Association […]

Should you stay with your lender?

Staying with your current lender may feel like the safest option when your mortgage comes to an end, but that’s no guarantee that you’ll be getting the best deal. That’s why we recommend shopping around to get a mortgage that’s fits you. When there is such uncertainty in the housing market at the moment, you […]

Mortgage Affordability Becomes A Growing Concern

All things considered, it’s hardly a surprise that mortgage affordability is becoming a growing concern.  Some of the factors behind it are largely outside the control of private individuals.  Even so, there are still plenty of steps individuals can take to ensure that they get and manage the mortgage they need.  Here are some points […]

Where Now For Mortgages?

First time buyers

The Stamp Duty holiday appears to have stimulated the housing market. It is, however, only of benefit to people who can afford to buy. For many people, their ability to buy depends on their ability to get a mortgage. Right now, however, that is a major challenge for a large segment of the population. From […]

Managing mortgage stress – we’re here for you

mortgage advisor Blackpool

Whether you’re a first-time buyer, a second- stepper or further up the housing ladder, buying a home and getting a mortgage is always a big move and can feel a bit like a roller coaster ride at the best of times. Now there is the added complications and worries that the COVID-19 pandemic may have […]

Insurance for home movers

Moving home may be something which gets easier with practice, for example, if you’re in the military and have to change homes a lot.  It is, however, probably not something many people would class as a whole bundle of fun and in some cases can be the cause of a lot of frustration and stress.  […]