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The Autumn Budget delivered several changes that will influence personal taxation, savings behaviour and long term financial planning across the UK. While the Budget did not alter the main rates of income tax, National Insurance or stamp duty, a number of structural measures were confirmed that may affect households over the next few years. One of the central announcements was the decision to maintain frozen income tax and National Insurance thresholds until 2028. Although the tax rates themselves remain the same, frozen thresholds can increase the overall tax paid as earnings rise with inflation. This is because individuals may move…