According to the Bank of England, 3.6 million mortgages are set to be renegotiated over the next three years, around 41% of all outstanding home loans. If you are one of them, it’s natural to have questions about what happens next. Remortgaging can feel daunting, particularly if your last deal was fixed two or five years ago. The market has shifted considerably, rates have changed, and the process itself can be confusing. To help you prepare, here are answers to some of the most common remortgage questions. What is a remortgage? Remortgaging is when you switch to a new mortgage…
David GallagherOctober 20, 2025
