Thousands of homeowners are approaching the end of their fixed-rate mortgage deals. After a period of rising interest rates and higher monthly costs, there are signs the mortgage market is beginning to settle. For some, that could mean monthly payments may actually go down when they move onto a new deal. Whether your payments rise or fall, this is a crucial time to review your options. Understanding what happens when a mortgage deal ends, and the routes available, can help you plan with clarity. What happens when your deal ends When a fixed-rate deal finishes, most mortgages automatically move onto…
David GallagherNovember 10, 2025
