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Investing So Your Children Can Afford To Move Out

A child’s first day at school is a big moment for both them and their parents.  For most parents, however, it’s also a relief, especially financially.  Even so, time flies and it really won’t be too long before they’re grown up and looking to leave school.  At that...

Simple ways to cut your spending

Most of us would like to reduce our outgoings and put a bit more money away each month, so here are our tips to help cut out unnecessary spending. Write a budget Creating a monthly budget plan can seem like a hassle at first, but it is the most effective tool to track...

How Will Millennials Fund Retirement?

National Insurance contributions do not pay for your state pension.  They are simply contributions to government coffers to be spent as the government sees fit.  Under current rules, those contributions do entitle you to a state pension (eventually).  Those rules can,...

Making the Most of Your ISA Allowance

The COVID19 pandemic has highlighted the importance of having both cash savings and insurance (for all the complaints about the latter).  At the same time, it’s still important to prepare for the future, especially your retirement.  Your ISA allowance could be used...

Helping you to save

Help to Save is a government savings account aimed at an estimated 3.5m people on low incomes. The scheme pays a bonus of 50p for every pound saved over four years, representing better value compared to the 1 – 2 per cent returns on savings bonds offered by high...