Insurance for home movers
Moving home may be something which gets easier with practice, for example, if you’re in the military and have to change homes a lot. It is, however, probably not something many people would class as a whole bundle of fun and in some cases can be the cause of a lot of frustration and stress. […]
Going, going, gone to the auction!
If you think property auctions are only for professional property developers or investors think again. They can be a great place to pick up a family home. In 2017, some £3,190 million worth of UK residential property was sold at auction, accounting for 21,024 properties. Even though this is just a drop in the ocean […]
Is now the right time to fix your mortgage?
November 2017 saw the Bank of England raise interest rates for the first time in a decade, from 0.25 per cent to 0.5 per cent, causing a number of lenders to increase their mortgage rates. The Bank of England has indicated there could be further rate rises, so if you’re on a Standard Variable Rate […]
Freehold or leasehold: the ins and outs
When buying a property, you can do so either on a leasehold or freehold basis and there are important differences to be aware of before you sign on the dotted line. With a leasehold property you own the property and its land for a fixed period, depending on the agreement you have with the landlord. […]
Need Help To Buy?
2018 began with a surprising pick-up in house price growth, up 0.6% month-on-month with January seeing a ten-month high increase of 3.2 per cent. Even with the wider economy and Brexit developments, the housing market activity is only expected to slow a modest amount. This is great news for those already enjoying the benefits of […]
Making Sure Your Mortgage is Paid Off
We think protection advice is imperative when you have a home or family you want to protect. So, talk to us about a mortgage and we’ll talk to you about life cover. Buying a house could be one of the biggest financial commitments you’ll make: getting a deposit together can wipe out your savings and […]
Mortgage-savvy millennials
When it comes to their mortgage, are younger people making better financial decisions than their older counterparts? The term ‘millennial generation’ applies to people born somewhere between 1980 and 2000, a 20-year span which also saw a huge rise in property prices. At the start of 1980, the average house price was £22,677, but by […]
Could You Build Your Own Home?
Are you a budding Frank Lloyd Wright with ambitions to design and build a home to your exact specifications? If you’re choosing to build the property of your dreams and you have the knowledge and skills required, you could opt for the DIY route and take on as much of the work as you can. […]
The value of mortgage advice
With so many mortgage lenders offering their products on the high street and online, it can be tempting to cut out the middleman and ‘go direct’. But when you’re making such an important financial commitment, the guidance you can get from a qualified mortgage adviser can be invaluable. Here are five ways we can make […]
Achieving your financial goals
We lead complex lives in an increasingly complex world. As financial planning experts we can help you better understand your financial challenges, goals and needs, and help you find appropriate ways to meet them. Even a seemingly straightforward financial goal can involve numerous decisions and a lot of time and effort getting it right. Whether […]
