Time For The Self-Employed To Have A Mortgage Checkup
If you’re self-employed and a homeowner or (potential) homebuyer, then now is the perfect time to have a mortgage check-up. After the last few years with Covid-19, inflation and cost of living increases, your financial situation may not be the best. Don’t, however, let that deter you from securing your best deal. Instead, use your […]
Are You (Financially) Ready For Retirement?
If you’re at the younger end of the boomer generation, then retirement should be high on your list of priorities. In fact, even if you’re in Gen X, retirement should be one of your key considerations, especially if you’re at the older end of it. This means you should be assessing your financial provisions for […]
Are You Heating Rather Than Eating?
As has been widely reported, many people are currently facing a brutal choice between heating and eating. Other people can heat and eat but still need to be very careful about how they manage their money. If this sounds like you, or someone you know, here are some tips on how to save heat. They […]
How To Keep Your Business Safe
Between Brexit and COVID19, the last few years have been tough on businesses. Realistically, nobody is out of the woods yet. With that said, if businesses have made it this far, they can probably make it to better times. Taking the right approach will, however, be crucial. Here are some tips to help. Make sure […]
Buy-to-let mortgages – what you need to know
The UK’s property market is notoriously resilient. Crashes are very few and far between. There are occasional low periods. In practice, however, all these mean is that house-price growth slows and properties can take a bit longer to sell. Demand for rental property is generally strong. With that in mind, here is a quick guide […]
What Does Inflation Mean For Modern Retirees?
Retirees have traditionally hated inflation. It often has a brutal effect on fixed incomes such as the State Pension and annuities. Pension freedom may have helped to take the edge of this somewhat. Even so, inflation is likely to have to remain a concern for retirees for many years to come. Here are some of […]
Are you approaching retirement?
If you are nearing retirement, you may have been particularly worried about the impact of recent market volatility on your pension assets and perhaps you are reassessing your retirement plans. There are several things to consider if you are planning to retire, which will depend very much on your own circumstances. Since pensions freedoms were […]
Simple ways to cut your spending
Most of us would like to reduce our outgoings and put a bit more money away each month, so here are our tips to help cut out unnecessary spending. Write a budget Creating a monthly budget plan can seem like a hassle at first, but it is the most effective tool to track your spending. […]
