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How to make ISAs work for you

How can you make the most of your tax allowances by using the different types of ISAs that are available? Individual Savings Accounts (ISAs) were first introduced in 1999 and are a tax-free way to save into a cash savings or investment account. There lots of different...

Understanding What Inflation Actually Means

Inflation basically means price increases.  Its opposite is deflation.  Price is essentially a reflection of supply and demand.  It can be interesting to take a close look at inflation to see what it suggests about the state of the economy.  With that in mind, here...

Can You Be Your Own Financial Adviser?

Thanks to the internet, the average person can now access vast amounts of information on just about any topic. That’s amazing in so many ways. It’s also potentially highly dangerous. There’s a difference between having access to information and being able to apply it...

Investment And Inflation Update March 2021: Great expectations

With hopes rising about vaccines and the end of lockdowns, could we see a rise in inflation when the economy reopens? As vaccines continue to be deployed rapidly around much of the world, hopes are increasing about the global economic recovery. Many people expect...

Can You Afford Your Pension Income?

Since April 2015, pension savers have been able to choose between buying an annuity and receiving a standard investment income.  Getting this decision right can make a huge difference to a person’s retirement.  That’s why the government is taking steps to ensure that...