What is a share split?
Share splits are (back) in the news, courtesy of Apple and Tesla, which announced splits of 4-to-1 and 5-to-1 respectively. This is Apple’s fifth share split, its previous split was 7-to-1 and before that, it had three splits of 2-to-1. Here are the key points for investors to take away. The overall value of your […]
How long can you hold shares?
It’s probably safe to say that, wherever you are in the world right now, investors are taking one of two actions as regards their shares. They’re either reaching for their parachutes and bailing out of the stock market or they’re buckling their seatbelts and preparing themselves for turbulence. The latter might also be looking at […]
Spotlight on Enterprise Investment Schemes and Venture Capital Trusts
Complex tax-efficient investments such as Enterprise Investment Schemes (EIS) and Venture Capital Trusts (VCT) are a consideration for those who may be able to tolerate a high level of investment risk. EIS and VCT are investment vehicles which encourage investment in small, unquoted trading companies in their early stages, who are typically trying to raise […]
What are millennials investing in?
It’s seems like every day you see another article in a newspaper about millennials ‘killing industries’ in recent times young people were said to have caused the demise of doorbells, napkins and even breakfast cereal. These tales of millennials bring the end to industries often go viral on social media and bring some interesting responses. […]
Coming to terms with Covid-19 Market Turbulence
As a direct consequence of the COVID-19 outbreak, global stock markets are suffering a period of turbulence. When markets move significantly it can prove very challenging to hear through the noise and focus on the bigger picture. Lessons from history Over recent years many investors have become used to a variety of political, financial and […]
Does diversification matter?
When it comes to building your investment portfolio, you might have been warned about avoiding putting all your eggs in one basket. It’s wise to spread your money across a range of different investments. That way, if the value of one of them falls, it should have a limited effect on the overall performance of […]
How inflation eats into your returns
Understanding inflation and its impact on your portfolio is important because rising prices can reduce the value of the money you get back from your investments. What is inflation? Inflation is a term used to describe a rise in prices. In the UK, it is measured by the Consumer Prices Index including owner-occupiers’ housing costs […]
Taking the Long View
For the best part of 10 years, global markets have enjoyed a period of steady growth. 2018, however, saw markets ‘wake up’ to increased uncertainty on a number of key political and economic events. Fuelled by the sustained efforts of central banks to maintain low-interest rates and introduce measures such as quantitative easing (QE) to […]
Time in the market vs timing the market
When it comes to investing, you might have heard that time in the market is better than timing the market. Time in the market is another way of describing long-term investing. Investors with a time horizon of at least five years (and in many cases longer) buy an asset and hold on to it. They […]
