What you need to know about self-build mortgages
If you’re thinking of building your own home, financing the project may be high on your list of priorities. Self-build mortgages are different from normal mortgages. They release funds at stages during the building work, rather than in one lump sum when you complete a property purchase. Some lenders also extend a loan to help […]
Client Feedback
We recently received this fantastic feedback for Mike, one of our mortgage advisors, which was given to our provider Openwork. They create ongoing client contact which is aimed at customers who have received advice in the previous month and gathers details of how clients experience our service and to ensure that they fully understand the […]
How does a Divorce affect your Mortgage?
In a divorce situation, both assets and liabilities have to be split fairly between the two parties. For most people, the family home will be an asset which has a liability attached to it. In other words, the family home will be a source of equity, but it will also have a mortgage attached to […]
Why you should get mortgage advice
Taking out a mortgage could be one of the biggest financial decisions you’ll need to make in life, so it’s important to get it right. You could ‘go direct’ to find the right mortgage for your circumstances – as long as you’re prepared to spend time and effort scouring a very competitive market for the […]
Making Sure Your Mortgage is Paid Off
We think protection advice is imperative when you have a home or family you want to protect. So, talk to us about a mortgage and we’ll talk to you about life cover. Buying a house could be one of the biggest financial commitments you’ll make: getting a deposit together can wipe out your savings and […]
Mortgage-savvy millennials
When it comes to their mortgage, are younger people making better financial decisions than their older counterparts? The term ‘millennial generation’ applies to people born somewhere between 1980 and 2000, a 20-year span which also saw a huge rise in property prices. At the start of 1980, the average house price was £22,677, but by […]
The value of mortgage advice
With so many mortgage lenders offering their products on the high street and online, it can be tempting to cut out the middleman and ‘go direct’. But when you’re making such an important financial commitment, the guidance you can get from a qualified mortgage adviser can be invaluable. Here are five ways we can make […]
Buy to Let Mortgage market changes
The UK’s Buy to Let market is in a state of flux, with an extra 3% Stamp Duty on the purchase of additional properties and changes to the way a landlord’s income is taxed. Landlords used to be able to deduct all finance costs from their rental income, with net profits taxed at their marginal […]
