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Appletree Self employed mortgage advice
Latest Newsmortgage

Self-Employed and Looking for a Mortgage? Here’s What You Need to Know

If you’re self-employed and trying to get a mortgage, it can sometimes feel like you’re being asked to jump through hoops that others don’t even see. The process isn’t impossible, but it can be more complex. That’s where we come in. At Appletree, we specialise in helping self-employed individuals navigate the mortgage process with confidence. Whether you’re a sole trader, limited company director or contractor, we’re here to make things clearer and more manageable. Despite the name, there’s no separate product called a “self-employed mortgage.” You’ll be applying for the same mortgage deals that employed applicants can access. The difference…
David Gallagher
May 18, 2025
Appletree Financial services retirement service
Latest NewsPension

Moving into the Decumulation Phase of Retirement Planning

Whether you’re building up a pension, investing, or putting money into savings, the aim is clear: to create a financial safety net for later life. But once you stop working, the goal shifts. Now it’s about how you use what you’ve built. This shift is known as decumulation - using your accumulated assets to fund your retirement. It can be one of the most challenging transitions in personal finance, especially as people live longer and rely more heavily on defined contribution (DC) pensions. So, how do you approach this new phase with confidence? What is decumulation? Put simply, decumulation is…
AppleTreeAdmin
May 12, 2025