The basic idea behind personal pensions is fairly simply. You pay in money throughout your working life. This is invested by your pension provider (or by you directly in the case of self-invested personal pensions) and when you retire the investment returns are used...
A survey has revealed the South West is the happiest place to live in the UK, with Wales coming in as the least happy. Of course, this may have changed over the last few months. The survey by Lloyds Bank and YouGov looked at factors such as home ownership, salary,...
